5 Simple Statements About 228 loan Explained
5 Simple Statements About 228 loan Explained
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The Board evaluates a bank's retail banking solutions offered while in the financial institution's facility-dependent evaluation parts and nationwide, as applicable, at the institution stage as follows:
(one) A nonmetropolitan Center-money census tract is selected as distressed if it is inside a county that meets one or more of the following criteria:
signifies the efficiency of volunteer services by a bank's or its affiliate's board customers or workforce, performed on behalf on the financial institution, where Individuals expert services:
인터넷이라는 광활한 바다를 항해하며 정보의 보고를 찾는 우리에게 네이버는 든든한 나침반이자, 탐험의 동반자와 같습니다. 검색, 뉴스, 지식인, 쇼핑, 메일, 블로그 등 네이버는 우리 일상의 거의 모든 영역에 깊숙이 스며들어 있습니다.
A financial institution topic to facts reporting requirements pursuant to § 228.42 should include things like in its public file a created recognize the CRA Disclosure Statement pertaining for the financial institution, its operations subsidiaries, and its other affiliates, if relevant, may very well be received about the FFIEC's website at:
Pursuant to twelve U.S.C. 2906, the Board delivers conclusions derived under this part individually for metropolitan places during which a lender maintains a number of domestic branch places of work and for that nonmetropolitan region of the Condition if a lender maintains a number of domestic website branch workplaces in these kinds of nonmetropolitan spot.
Remarks or questions on document information cannot be answered by OFR staff. Please don't supply confidential data or own knowledge.
The loans, investments, services, and products of the financial institution's operations subsidiary needs to be A part of the bank's plan, Except the functions subsidiary is independently topic to CRA needs.
In assigning Retail Lending Examination conclusions to get a Point out pursuant to § 228.22(h), the Board will not consider a financial institution's actions to generally be inside the Point out if Individuals functions take place in a very retail lending assessment region consisting of counties in multiple Point out.
구글이나 빙 등 다른 검색 엔진을 사용하고 있다면, 검색창에 "네이버"를 입력하고 검색하면 네이버 홈페이지를 바로 찾아볼 수 있습니다.
(A) A lender may possibly specify annual measurable plans for Neighborhood improvement loans, Local community improvement investments, or both of those. The bank ought to base any yearly measurable plans like a share or ratio with the financial institution's community enhancement loans and Group advancement investments for all or sure varieties of Local community growth explained in § 228.
A financial institution which has been authorized to get evaluated underneath a strategic system ought to involve in its general public file a duplicate of that prepare even though it truly is in result. A financial institution need not consist of details submitted for the Board on a private basis together with the strategy.
(B) A financial institution may specify employing belongings as an alternative denominator for any Local community enhancement funding metric if it much better measures a bank's capability.
has exactly the same this means as that phrase is described with the Director from the Office of Management and Budget.